If you are in the Houston, TX area and are looking for care credit dental financing options, look no further than Best Dental.
Do you have Care Credit? If so, you can explore using this solution for dental financing. First, let’s explore what Care Credit is and why it might be useful for you.
Care Credit Explained
With Care Credit, you have more in your pocket than the average credit card. Instead, you will have a solution that you will be able to use to pay for expenses that are out of pocket and can not be covered through the typical insurance options. You will also be able to gain access to special financing possibilities that are not usually available through other solutions.
You can use this solution at more than 200,000 providers throughout the US and this does include dental practices. Once you have started using the card, you will be able to access this option any time you use a location that does accept Care Credit.
Care Credit also provides short term financing options. This includes for periods between six and twenty-four months. During this time, if the cost is no more than $200 or you complete the monthly payments and pay the total on time, you won’t be charged any interest. As such, this can make expensive treatment options more affordable.
Care Credit is also available over longer periods of financing between 24 and 60 month periods. There is a reduced APR with the max reaching 17.90% for a 60 month period. To get started, you will be able to apply through the Care Credit website.
It’s worth noting that this will grant you access to Dental Financing opportunities.
Dental Financing Through Care Credit
It is important that you are able to regularly access dental treatment to protect your oral health. Experts agree that by getting a regular dental checkup you can avoid severe health issues such as gingivitis and ultimately periodontal disease which can lead to tooth decay.
With Care Credit, you will be able to pay for a wide range of treatments to ensure that your oral health is protected. This includes preventative dentistry options such as periodontics, sealants, teeth cleaning and periodontal scaling. All these processes can be necessary to ensure that oral health issues are dealt with before they are given time to develop. In doing so, you can avoid more costly procedures including the removal of infected teeth or restoration processes.
However, restorative and cosmetic dentistry can also be financed through Care Credit. This includes dental implants, ceramic crowns and Six Month Smile Therapy. All tooth repair and tooth cleaning solutions may be available for financing.
What Impacts Dental Financing Accessibility Through Care Credit?
It is important to note that this solution will only be available after a credit approval. You will also need to ensure that you complete the minimum level of monthly payments. As well as this, the available treatments and solutions will differ depending on the provider that you use. You will need to contact your local provider and check which options are available through this financing solution.
How Much Will Dental Financing Cost Through Care Credit?
The cost of dental financing will change depending on the procedures and services that you require for your oral health. It may also differ depending on the practice that you use or the location that you access.
However, braces will typically cost between $5,000 and $6,000. In contrast, traditional porcelain veneers will cost significantly less, between $900 and $2,5000. One of the most expensive options for treatment is a full mouth reconstruction through the use of implants. For this treatment, you should expect to pay between $24,000 and $100,000.
How To Find A Dental Solution That Offers Care Credit?
If you are interested in locating a dental healthcare provider that offers Care Credit for dental financing, it is advised that you consult the Care Credit website. They will be able to provide you with a search tool that will allow you to find providers available in your local area.
You can also refer to a healthcare provider to Care Credit. They will be able to discuss the benefits for them and their patients or clients when offering this particular service.
When Will You Receive Your First Bill?
If you are new to Care Credit and you have signed up specifically for dental financing you might be wondering when you will start receiving bills for this service. Your first bill will arrive 30 days after you purchase the card. Do be aware that you will not need to pay the cost of the treatment until the date arranged with your dental provider. This will be discussed once you set up a payment plan.
Other Points To Consider
You may be interested in dental treatment that is just beyond your budget. If that’s the case, then you can consider using Care Credit to pay for a fraction of the cost while you cover the main amount out of your own pocket. You can do this with balances starting at $1 which may reach up to your available credit line.
You may also require multiple dental treatments that you need to pay for. You can use your Care Credit for a variety of different procedures at the same time. This will again be subject to credit approval.
It is also worth noting that you do not need to worry about your Care Credit expiring. If you are in good standing and you do have available credit you will be able to continue to use the card anywhere this form of payment is accepted. The only requirement is that you do use the card at least once a year. It is worth noting that this doesn’t have to be for a dental service.
How Can You Pay?
Finally, there is a range of options for handling payments but the best possibility is Pay My Provider. With this online platform, you will be able to pay outstanding bills anytime you wish. This is a safe and secure option that will ensure that you can immediately transfer the money owed to your provider.