How To Finance Cosmetic Dentistry

As costs and prices continue to go up, so has the cost of cosmetic dentistry. Dental Veneers, lumineers, and cosmetic crowns seem to be so expensive that we end up asking ourselves; “how can I afford such an expensive treatment?” These questions are common, as many people long for a more radiant and beautiful smile are a lot of times unable to afford such costly procedures. But are there other ways that we get achieve the smile that we want? In this article we will delve into some choices that patients may have to afford cosmetic dental treatment.

finance cosmetic dentistry

What Are The Costs Of Cosmetic Dentistry?

First, we need to definite exactly what cosmetic dentistry entails. In its essence, cosmetic dentistry is the rejuvenation of your smile and your teeth with the use of veneers, lumineers, dental crowns, invisalign, and other chairside restorations. The ultimate result that the patient looks for is a more beautiful smile to give them more confidence and that great look they’ve always wanted.

But how much does cosmetic dentistry cost? That’s a great question, and ultimately it comes down to which procedure(s) you end up needing inside your own mouth. If you are looking into getting dental veneers, expect to pay anywhere from $4,000-,$12,000. Each dental veneer costs approximately $1,000, and depending on how many you need or want will ultimately determine the final cost of your treatment. Most of the time, dental veneers are not covered by dental insurance since they are considered cosmetic in nature. Dental insurance plans normally only cover procedures that are a medical necessity.

Dental crowns cost about the same at around $1,000 per crown. If you have a lot of broken teeth, your dentist may recommend getting these crowns to help rebuild your function or your bite. These treatment, as mentioned, can be quite expensive as many dental crowns may be needed to achieve the desired results.

Invisalign is another option to fix your teeth. The benefits of Invisalign is that there is no removal of your actual tooth structure to fix your smile. The downside is that it can be quite expensive (around $3,000-$6,000), and it can sometimes take up to 24 months to complete the treatment. Unlike traditional braces however, you will have clear trays which happen to be a lot more cosmetic.

Financing Options For Cosmetic Dentistry

Here are a few finance options that you may have to be able to afford any one of the procedures already stated.
1. Third Party Financing: Companies like Care Credit, Lendng Club, and Green Sky are third party companies that offer credit financing to dental patients. Most of these offer 12-18 months interest-free financing for any amount of treatment. There are usually minimum standard for who gets approved for these plans. The majority of the time, credit scores of over 600 are normally recommended.
2. In House Dental Savings Plans: Some dental offices offer their own form of dental savings. By purchasing it, these plans help reduce the price of your dental treatment by up to 25% in some cases. Ask your dentist if he or she offers such a plan at their clinic.
3. Pay as you go treatment: Some dental offices allow you to pay a small sum for each phase of your treatment. If the office has a good and experienced treatment coordinator, they can help you slowly finance the dental procedures that you need to rejuvenate your smile.
These are some of the options that you have to finance cosmetic dental procedures.

 

finance cosmetic dentistry

If you find yourself in Houston, and you’re in need of cosmetic dentistry, feel free to give our office a call with any cosmetic dental related questions you may have.