Taking out dental insurance is always a good idea. Teeth related issues always seem to arise at the most inconvenient of times, but with insurance you always know you’re protected. Whether you chip a tooth on an apple or suddenly find yourself in pain with wisdom teeth, insurance ease the financial burdens of getting your teeth fixed. Many people can’t afford to shell out cash for unexpected dental work, so it’s a good idea to explore your options sooner rather than later. We all know that insurance can cover your regular check ups and root canals, but what about veneers? Here is everything you need to know about paying for your dental veneers.
More About Veneers
If you’re unsure about what veneers are, here is a little more information about them. Veneers are thin, discreet moldings that are custom created to fit your teeth. Veneers are also able to fill in the gaps in your teeth, if orthodontic work isn’t possible. Veneers are considered to be a cosmetic treatment only, because they cover the surface of the tooth and nothing else. The patient can choose the level of whiteness, which is why many choose veneers if they are unhappy with the color of their teeth.
More About Insurance and Dental Veneers
Usually, dental insurance doesn’t usually allow for treatments that are largely for aesthetics. Insurance companies and dentists view veneers as a cosmetic procedure, which renders it non-eligible for insurance plans. Most dental insurance companies will have this in the small print, so make sure you double check before taking out a plan. When veneers are applied, many of your teeth are normally affected by the procedure. This means that your maximum allowance would usually be exceeded even if veneer coverage is included.
Dental Services That May Be Covered By Insurance
If you have taken out dental insurance, there are many different services that it will cover, even if veneers are not included. There are many necessary services that can improve your appearance, such as fillings, teeth replacements and crowns. All of these treatments could be counted as cosmetic treatments, but most insurance companies will cover them. Of course, none are quite the same as veneers, but it is good to know all of your options.
The Advantages of Veneers
One of the best things about veneers are that they can look as natural as you want them to be. If you are worried about having wonky, yellow, misshapen or broken teeth, veneers are an excellent long term solution for you. If you want to keep your look very natural, the color can be matched exactly with your current teeth. This means you can achieve an attractive, yet subtle new smile with the right kind of veneers.
If you look after your veneers properly they will last you for several years without any problems. Veneers are also considered to be a non-invasive and gentle approach to changing the appearance of your teeth. Only a small amount of enamel needs to be taken away to fit the veneer into place so it is a very simple procedure overall.
Investing in veneers can improve your quality of life significantly, especially if you are insecure about your smile or appearance. This simple treatment can bring you the confidence you have always wanted without changing the way you look too drastically.
Applying and Taking Care of Veneers
If you do manage to pay for your own veneers, you may want to know the process of getting them fitted. First of all, you will undergo a consultation with your chosen dentist to ensure that veneers are the right choice for you. Your dentist will then prepare your teeth for the veneers by removing a thin layer of enamel so that the veneer can fit smoothly onto your teeth.
A personalized impression of your mouth will then be taken so that your veneers fit your teeth perfectly. You might need to wear a temporary cover whilst your veneers are made. Once ready, your veneers will be attached to your teeth and tweaked as needed, before they are positioned firmly in place.
It is very important to take good care of your veneers so that they are long lasting, much like your normal teeth. If you do incur any damage they can be replaced, but this will cost you extra money at the dentist. Although your mouth may feel a little tender after the procedure, you need to carry on brushing and flossing regularly. Attend regular appointments at the dentist to ensure they are in good condition and they will last between four and seven years.
Why Not Try a Dental Savings Plan?
If, like many, your dental insurance doesn’t cover your veneers, you could try a dental savings plan to make them more affordable. Reducing the cost of your dental care, especially when it comes to veneers will certainly help you out in the long run. Instead of taking out insurance that requires you to have an annual minimum and maximum spend, dental savings plans don’t do this. Instead you can start saving right away and spread the cost of your veneers.
The amount that you save will depend completely on the plan you choose. However you can expect to save up to 20% on the cost of dental treatments including veneers. You may also receive money off a whole host of other healthcare services, so it’s well worth looking into a plan that suits you. Make sure your dentist participates in dental care savings plans before you take one out.
Affording Dental Veneers
Overall, you will need to save up for dental veneers if you really want to purchase them. They are an expensive investment, but well worth it if you’re looking to improve your smile and self esteem. Explore your options when it comes to paying off your potential dental veneers. You will soon find a way to budget for your new and improved teeth without breaking the bank.